---
title: | Products/Services (2)
description: Products/Services |  (2)
---

[![FNBT Logo GreenandWhite](https://blog.firstnbtc.com/hs-fs/hubfs/FNBT%20Logo%20GreenandWhite.png?width=2439&height=500&name=FNBT%20Logo%20GreenandWhite.png "FNBT Logo GreenandWhite")](https://www.firstnbtc.com/)

- Personal 
    - [Checking](https://firstnbtc.com/personal/checking)
    - [Savings & CDs](https://firstnbtc.com/personal/savings-cds)
    - [Loans & Credit](https://firstnbtc.com/personal/loans-credit)
    - [Personal Services](https://firstnbtc.com/personal/personal-services)
- Business 
    - [Business Checking](https://firstnbtc.com/business/business-checking)
    - [Business Select Savings](https://firstnbtc.com/business/business-select-savings.html)
    - [Business Loans & Credit](https://firstnbtc.com/business/business-loans-credit)
    - [Business Services](https://firstnbtc.com/business/business-services)
- [Wealth Management](http://firstnbtc.com/wealth-management/financial-services.html)
- About Us 
    - [Our Story](https://firstnbtc.com/about-us/our-story.html)
    - [Our Team](https://firstnbtc.com/about-us/our-team.html)
    - [Community Reinvestment](https://firstnbtc.com/about-us/community-reinvestment.html)
    - [Careers](https://firstnbtc.com/about-us/careers.html)
    - [REV](https://firstnbtc.com/about-us/rev.html)
    - [News](https://firstnbtc.com/about-us/news)
    - [Blog](https://blog.firstnbtc.com)

![FNB\_Blog Image](https://blog.firstnbtc.com/hs-fs/hubfs/FNBT/Blog/FNB_Blog%20Image.jpg?width=5472&name=FNB_Blog%20Image.jpg "FNB_Blog Image")

# Blog

### CHOOSE A CATEGORY

- [Products/Services (26)](https://blog.firstnbtc.com/topic/products-services)
- [Community (7)](https://blog.firstnbtc.com/topic/community)
- [Financial Education (3)](https://blog.firstnbtc.com/topic/financial-education)
- [About Us (2)](https://blog.firstnbtc.com/topic/about-us)

[All](https://blog.firstnbtc.com)

[Read More](https://blog.firstnbtc.com/fraud-now-what-1)

### [Fraud – Now what?](https://blog.firstnbtc.com/fraud-now-what-1)

 By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) February 23, 2018

A few weeks ago, I was sitting in my home checking email on my phone and I noticed some alerts in..

![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Financial Education](https://blog.firstnbtc.com/topic/financial-education), [Products/Services](https://blog.firstnbtc.com/topic/products-services)

[Read More](https://blog.firstnbtc.com/our-seven-step-approach-to-the-loan-process-1)

### [Our Seven Step Approach to the Loan Process](https://blog.firstnbtc.com/our-seven-step-approach-to-the-loan-process-1)

 By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) February 20, 2018

**Application.** Whether you [apply online](https://www.firstnbtc.com/personal/loans-credit/home-mortgage-loans.html), over the phone or in person, this is where we start. Please..

![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services)

[Read More](https://blog.firstnbtc.com/15-steps-to-a-smooth-mortgage-transaction-1)

### [15 Steps to a Smooth Mortgage Transaction](https://blog.firstnbtc.com/15-steps-to-a-smooth-mortgage-transaction-1)

 By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) February 12, 2018

These 15 steps are designed to give you insight as to what you can expect while your loan is being..

![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services)

[Read More](https://blog.firstnbtc.com/get-the-best-in-savings-high-yield-and-no-commitments-1)

### [Get the best in savings, high yield and no commitments](https://blog.firstnbtc.com/get-the-best-in-savings-high-yield-and-no-commitments-1)

 By [**Josh Shofner**](https://blog.firstnbtc.com/author/josh-shofner) February 9, 2018

First National Bank and Trust understands that savings account rates are typically low. This is why..

![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services)

[Read More](https://blog.firstnbtc.com/shazam-falcon-fraud-who-are-these-people-calling-me)

### [Shazam Falcon Fraud - Who are these people calling me?](https://blog.firstnbtc.com/shazam-falcon-fraud-who-are-these-people-calling-me)

 By [**Christy Baker**](https://blog.firstnbtc.com/author/christy-baker) February 6, 2018

Have you ever wondered why very nice people who work for Shazam call you to confirm the validity of..

![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Financial Education](https://blog.firstnbtc.com/topic/financial-education), [Products/Services](https://blog.firstnbtc.com/topic/products-services)

[Read More](https://blog.firstnbtc.com/rachel-costello-kasasa)

### [As some people say, it all starts with a little](https://blog.firstnbtc.com/rachel-costello-kasasa)

 By [**Rachel Costello**](https://blog.firstnbtc.com/author/rachel-costello) November 13, 2017

One of the greatest lessons I’ve learned happened the other day with my nine-year-old son - of all..

![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services)

[Read More](https://blog.firstnbtc.com/introducing-kasasa-cash-checking)

### [Introducing Kasasa Cash® Checking](https://blog.firstnbtc.com/introducing-kasasa-cash-checking)

 By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) August 22, 2017

**What is a Kasasa Cash® checking account?**[Kasasa Cash](https://www.firstnbtc.com/personal/checking/kasasa-cash-checking.html) is a free checking account that offers banking..

![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services)

[Read More](https://blog.firstnbtc.com/what-is-a-wire-transfer-and-how-does-it-work-1)

### [What is a wire transfer and how does it work?](https://blog.firstnbtc.com/what-is-a-wire-transfer-and-how-does-it-work-1)

 By [**Matt Schuster**](https://blog.firstnbtc.com/author/matt-schuster) August 21, 2017

A traditional wire transfer is a method to transfer funds electronically from one bank to another..

![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services)

[Read More](https://blog.firstnbtc.com/introducing-kasasa-cash-back-checking)

### [Introducing Kasasa Cash Back® Checking](https://blog.firstnbtc.com/introducing-kasasa-cash-back-checking)

 By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) August 15, 2017

**What is a Kasasa Cash Back® checking account?**Sometimes, there’s nothing better than more money in..

![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services)

- <https://blog.firstnbtc.com>
- [1](https://blog.firstnbtc.com)
- [2](https://blog.firstnbtc.com/topic/products-services/page/2)
- [3](https://blog.firstnbtc.com/topic/products-services/page/3)
- <https://blog.firstnbtc.com/topic/products-services/page/3>

### Search



### Recent Posts

### Posts by Topic

- [Products/Services (26)](https://blog.firstnbtc.com/topic/products-services)
- [Community (7)](https://blog.firstnbtc.com/topic/community)
- [Financial Education (3)](https://blog.firstnbtc.com/topic/financial-education)
- [About Us (2)](https://blog.firstnbtc.com/topic/about-us)
- [Business Deposit (1)](https://blog.firstnbtc.com/topic/business-deposit)
- [Consumer Loan (1)](https://blog.firstnbtc.com/topic/consumer-loan)
- [Online Services (1)](https://blog.firstnbtc.com/topic/online-services)

### Subscribe to Blog

[![53120039\_-\_Blog\_Logo\_](https://blog.firstnbtc.com/hs-fs/hubfs/53120039_-_Blog_Logo_.png?width=488&height=244&name=53120039_-_Blog_Logo_.png "53120039_-_Blog_Logo_")](https://www.firstnbtc.com/)

©2026 First National Bank and Trust Company. Member FDIC. Equal Housing Lender. All Rights Reserved.