--- title: | First National Bank & Trust --- [![FNBT Logo GreenandWhite](https://blog.firstnbtc.com/hs-fs/hubfs/FNBT%20Logo%20GreenandWhite.png?width=2439&height=500&name=FNBT%20Logo%20GreenandWhite.png "FNBT Logo GreenandWhite")](https://www.firstnbtc.com/) - Personal - [Checking](https://firstnbtc.com/personal/checking) - [Savings & CDs](https://firstnbtc.com/personal/savings-cds) - [Loans & Credit](https://firstnbtc.com/personal/loans-credit) - [Personal Services](https://firstnbtc.com/personal/personal-services) - Business - [Business Checking](https://firstnbtc.com/business/business-checking) - [Business Select Savings](https://firstnbtc.com/business/business-select-savings.html) - [Business Loans & Credit](https://firstnbtc.com/business/business-loans-credit) - [Business Services](https://firstnbtc.com/business/business-services) - [Wealth Management](http://firstnbtc.com/wealth-management/financial-services.html) - About Us - [Our Story](https://firstnbtc.com/about-us/our-story.html) - [Our Team](https://firstnbtc.com/about-us/our-team.html) - [Community Reinvestment](https://firstnbtc.com/about-us/community-reinvestment.html) - [Careers](https://firstnbtc.com/about-us/careers.html) - [REV](https://firstnbtc.com/about-us/rev.html) - [News](https://firstnbtc.com/about-us/news) - [Blog](https://blog.firstnbtc.com) ![FNB\_Blog Image](https://blog.firstnbtc.com/hs-fs/hubfs/FNBT/Blog/FNB_Blog%20Image.jpg?width=5472&name=FNB_Blog%20Image.jpg "FNB_Blog Image") # Blog ### CHOOSE A CATEGORY - [Products/Services (26)](https://blog.firstnbtc.com/topic/products-services) - [Community (7)](https://blog.firstnbtc.com/topic/community) - [Financial Education (3)](https://blog.firstnbtc.com/topic/financial-education) - [About Us (2)](https://blog.firstnbtc.com/topic/about-us) [All](https://blog.firstnbtc.com) ## First National Bank & Trust [Read More](https://blog.firstnbtc.com/eat-shop-bank-local-with-charlie-sugg) ### [Eat, Shop, Bank Local with Charlie Sugg](https://blog.firstnbtc.com/eat-shop-bank-local-with-charlie-sugg) By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) May 23, 2018 Charlie Sugg is the owner of a local Clinton Lawn Care Company that currently employs six. Charlie.. ![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Community](https://blog.firstnbtc.com/topic/community) [Read More](https://blog.firstnbtc.com/cash-management-part-ii-2) ### [Cash Management Part II](https://blog.firstnbtc.com/cash-management-part-ii-2) By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) May 8, 2018 In our Part I of this blog series we covered the basics of FNBT’s Cash Management Program, so for.. ![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services) [Read More](https://blog.firstnbtc.com/take-control-of-your-financial-destiny-2) ### [Take Control of Your Financial Destiny](https://blog.firstnbtc.com/take-control-of-your-financial-destiny-2) By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) May 7, 2018 Picture yourself in a busy grocery store. Every line is backed up a few carts deep and your grocery.. ![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services) [Read More](https://blog.firstnbtc.com/cash-management-part-1) ### [Cash Management Part I](https://blog.firstnbtc.com/cash-management-part-1) By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) April 10, 2018 *“Lost time is never found again.”*-Benjamin Franklin ![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services) [Read More](https://blog.firstnbtc.com/how-do-i-open-a-checking-account-online) ### [How do I open a checking account online?](https://blog.firstnbtc.com/how-do-i-open-a-checking-account-online) By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) March 28, 2018 First National Bank now offers a simple way to open an account right from the comfort of your own.. ![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services) [Read More](https://blog.firstnbtc.com/your-home-mortgage-checklist-1) ### [Your Home Mortgage Checklist](https://blog.firstnbtc.com/your-home-mortgage-checklist-1) By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) March 5, 2018 We've created a detailed checklist of documents to make sure you have available when beginning your.. ![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services) [Read More](https://blog.firstnbtc.com/dos-and-donts-of-home-financing-1) ### [Do's and Don'ts of Home Financing](https://blog.firstnbtc.com/dos-and-donts-of-home-financing-1) By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) February 27, 2018 Our goal is make sure your loan process is as quick and painless as possible, so we've created a.. ![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services) [Read More](https://blog.firstnbtc.com/fraud-now-what-1) ### [Fraud – Now what?](https://blog.firstnbtc.com/fraud-now-what-1) By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) February 23, 2018 A few weeks ago, I was sitting in my home checking email on my phone and I noticed some alerts in.. ![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Financial Education](https://blog.firstnbtc.com/topic/financial-education), [Products/Services](https://blog.firstnbtc.com/topic/products-services) [Read More](https://blog.firstnbtc.com/our-seven-step-approach-to-the-loan-process-1) ### [Our Seven Step Approach to the Loan Process](https://blog.firstnbtc.com/our-seven-step-approach-to-the-loan-process-1) By [**First National Bank & Trust**](https://blog.firstnbtc.com/author/first-national-bank-trust) February 20, 2018 **Application.** Whether you [apply online](https://www.firstnbtc.com/personal/loans-credit/home-mortgage-loans.html), over the phone or in person, this is where we start. Please.. ![topicIcon](http://www.sparkreaction.com/hubfs/Oceania%20Theme%202016/Images/topicIcon.png) [Products/Services](https://blog.firstnbtc.com/topic/products-services) - - [1](https://blog.firstnbtc.com) - [2](https://blog.firstnbtc.com/author/first-national-bank-trust/page/2) - [3](https://blog.firstnbtc.com/author/first-national-bank-trust/page/3) - ### Search  ### Recent Posts ### Posts by Topic - [Products/Services (26)](https://blog.firstnbtc.com/topic/products-services) - [Community (7)](https://blog.firstnbtc.com/topic/community) - [Financial Education (3)](https://blog.firstnbtc.com/topic/financial-education) - [About Us (2)](https://blog.firstnbtc.com/topic/about-us) - [Business Deposit (1)](https://blog.firstnbtc.com/topic/business-deposit) - [Consumer Loan (1)](https://blog.firstnbtc.com/topic/consumer-loan) - [Online Services (1)](https://blog.firstnbtc.com/topic/online-services) ### Subscribe to Blog [![53120039\_-\_Blog\_Logo\_](https://blog.firstnbtc.com/hs-fs/hubfs/53120039_-_Blog_Logo_.png?width=488&height=244&name=53120039_-_Blog_Logo_.png "53120039_-_Blog_Logo_")](https://www.firstnbtc.com/) ©2026 First National Bank and Trust Company. 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