“Lost time is never found again.”
-Benjamin Franklin

Yes, I stole that from The Wizard of Oz which is one of my favorite all time movies. Hopefully my “oh so catchy” title grabbed your attention and directed you to this blog. First National Bank and Trust is happy to announce that we now offer our clients the ability to use digital wallets also known as Apple Pay, Samsung Pay and Google Pay (formerly Android Pay). With digital wallets our clients can use their mobile devices to make payments at participating merchants to make payments vs. inserting or swiping their debit card.

First National Bank now offers a simple way to open an account right from the comfort of your own home. We’ve found that couples trying to open a joint account use online account opening when it’s difficult for both individuals to visit the bank during regular business hours. We have outlined the process and answered some frequently asked questions about online account opening here at First National Bank below!

We've created a detailed checklist of documents to make sure you have available when beginning your new home mortgage process. Click below to get your checklist.

Our goal is make sure your loan process is as quick and painless as possible, so we've created a quick list of Do's and Don'ts for home financing.

A few weeks ago, I was sitting in my home checking email on my phone and I noticed some alerts in my inbox from SHAZAM BOLT$.

Application. Whether you apply online, over the phone or in person, this is where we start. Please be as accurate as possible when filling out your loan application, as it will need to be verified and helps us guide you into the most beneficial long program.

These 15 steps are designed to give you insight as to what you can expect while your loan is being set up. We work with mortgages frequently so we’ve learned a thing or two about how to make them simple. Our goal is to save you time, money and frustration down the road.

First National Bank and Trust understands that savings account rates are typically low. This is why we are now offering an account that offers a great rate combined with total liquidity. We have found that many people don’t want to tie up all of their funds in fixed term CDs and would like to keep part of their money in easy-to-access cash.

With increased volatility and anxiety about low commodity futures prices and wide cash basis prices, we wanted to share with you a management checklist from Dr. David M. Kohl, Professor Emeritus in Agricultural and Applied Economics at Virginia Tech. Hopefully, this will set a plan in action to get your “house in order” before planting season.