How do I open a checking account online?

First National Bank now offers a simple way to open an account right from the comfort of your own home. We’ve found that couples trying to open a joint account use online account opening when it’s difficult for both individuals to visit the bank during regular business hours. We have outlined the process and answered some frequently asked questions about online account opening here at First National Bank below!

What are the steps to open an account online at First National Bank?
There are three easy steps to opening an account online. The first step is to sign up for the account which includes providing your name and contact information, deciding if it will be a joint account along with entering your driver’s license. The second step allows you to verify your identity and then lastly, fund your account.

What do I need to sign up?

• Driver's license or State ID
• Previous home address (if you have lived at your home address less than 2 years)
• U.S. Social Security number
• Your debit card, credit card, or current checkbook (to fund your new account)

How long does it take to open a bank account online?
We timed it. It takes less than five minutes!

What technology do I need?
We ask that you confirm your ability to download, open, and view the required Portable Document Format (PDF) files. Get Adobe Acrobat Reader here.

Do I have to be a US Citizen?
All applicants must be at least 18 years of age and must be U.S. citizens to apply. Minors, resident aliens and non-resident aliens may apply by contacting First National Bank.

What are my options for funding my account and what is the minimum opening amount?
You can use your debit card, credit card or your current checkbook. The minimum deposit to open an account is $50.

What accounts can I open online?
KASASA Cash, KASASA Cash Back, FNBT Checking, FNBT Checking Plus along with several savings account options. You can compare the different checking accounts here. Our checking accounts have it all – digital rewards, high interest and more. 

Questions? Call us at 217-935-2148.