At First National Bank, we ignite prosperity by helping people do more with their money.
Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. It’s our hope you will make some small changes to have a brighter future and experience all life has to offer. At First National Bank, we ignite prosperity by helping our clients do more with their money.
Define your goals.
We believe goal setting is the first step toward financial success. With the end in mind, people are more motivated to reach their goals, stick to a budget and make the tough decisions. Working toward defined goals can also help you manage your daily decisions because habits are what drive our financial success. Our goal is to help you meet yours.
Find the right accounts.
Choosing the right financial products for your lifestyle is key. A perfect alignment not only helps you earn extra money, receive benefits and streamline your banking life, but it helps you avoid paying for things you don’t need. We can help you determine the right financial products for you to reach maximum results.
As the expression goes, time is money. We know there are more important things in life than banking. Our digital tools help you bank from anywhere any time, deposit a check, use your digital wallet and more. Let’s take the time to organize and automate as much as possible. From paying bills each month to scheduling transfers to your savings account, there is a simpler way to bank. Let us help you streamline your daily financial life.
Borrow when it makes sense.
Everyone will likely need to borrow money at some point in life, and our goal is to make sure you borrow responsibly. A loan can help you purchase a new car or build the home of your dreams. It can help with starting up a new business, buying additional ground for your farm or establishing a line of credit, for when you need it. Let us help you assess your individual situation to determine the right loan for you.
Look at the big picture.
We are more than a bank. In our company network, we have teams dedicated to investing, estate planning, retirement planning, taxes and more. By choosing to work with us, you’ll have a dedicated team who can look at your finances in one big picture and see how everything works together. Let’s look at everything holistically, creating one comprehensive financial plan focused on your success.
Investment products provided by First National Bank and Trust are: • Not a Deposit • Not FDIC Insured • Not Insured by any Federal Government Agency • Not Guaranteed by the Bank • May Go Down in Value
We know your future is the most important thing in your life. Making some small changes today can really affect your future, your family, your outcome at retirement and beyond. At First National Bank, we have always focused on planning for the next generation, not just the numbers at the end of the quarter and we want to help you do the same. Let’s focus on managing risk first and return second, helping you navigate all of your options to find the right long-term financial strategy for you.
Be part of something bigger.
By choosing First National Bank, you can play a part in transforming your community too. A portion of our company’s pre-tax profits is reinvested right back into the place you call home. This reinvestment is made through donations to local nonprofits, supporting key community events and increasing financial literacy efforts within our community. By assisting in economic development, revitalization and community development, it is our desire to help each individual and family build a healthy and thriving life.
In summary, it is our hope you do more with your money and experience all life has to offer. As Winston Churchill wrote, “We make a living by what we get, but we make a life by what we give.” It’s not only about income and expenses, budgeting and choices, spending or saving. It’s more than the paycheck and more than paying bills, it’s about life… your life. It’s about truly living, paying it forward and making an impact for generations to come.
If any of this speaks to you, we invite you to schedule an appointment with one of our team members. We are here to help.
Do more with your money at First National Bank.
About First National Bank and Trust Co: First National Bank & Trust Company is a community bank located in Clinton, Illinois. Dedicated to community prosperity, the bank was chartered in 1872 under the name DeWitt County National Bank. The name was changed First National Bank and Trust Company in 1974, and was acquired by TS Banking Group in 2017. With $177 million in assets, First National Bank is dedicated to community reinvestment and gives 10% of its net income back to the community, including support of its non-profit arm, TS Institute. For more information visit firstnbtc.com.