Kendra Hopp is a hot-air balloon enthusiast who’ll help you with a mortgage.
Hopp has been with First National Bank and Trust Company for almost five years and recently took on a role as a consumer credit relationship manager.
“I am very excited to begin this new role and help our clients with their financial goals to obtain their dream home,” Hopp said.
To help in her new position, Hopp recently completed the coursework required for American Bankers Association residential mortgage lender certificate.
The course is a thorough review of banking, credit analysis, and legal principles that support the mortgage process, underscoring relationship sales skills in addition to the mechanics of the mortgage loan, according to the ABA website. The certificate is designed for aspiring mortgage lenders and those individuals new to the mortgage area of the bank, including mortgage loan clerks, loan processors and closers, the website said.
“Throughout the program I learned about specific mortgage products such as Federal Housing Administration (FHA) and Rural Development (RD) loans,” the Clinton native said of the program. “I also got an in depth look at mortgage underwriting and specific mortgage documents such as loan estimates and closing disclosures. Lastly, the program covered mortgage fraud and tax return analysis.”
Hopp’s role as a consumer credit relationship manager includes a variety of tasks, including staying up to date on mortgage modifications, keeping in contact with mortgage clients and reaching out to potential new clients, continuing to build relationships with the local realtors and title companies and attending open houses in the community to assist real estate agents and buyers with any financing questions. She also helps clients find the best mortgage product for their situation and helps them make an educated decision regarding their mortgage options.
“The ABA program will help me tremendously while moving into this new position. I am coming from a position within the bank where I did not work with loans often, into a new position where I will be primarily working with loans, title companies, realtors and mortgage seeking clients,” Hopp said.
Hopp grew up in Clinton and now lives in Lincoln, where she attended Lincoln College, earning her bachelor’s degree in December. Hopp stays busy when she’s not at the bank – she owns a boutique she runs out of her home and is planning her June 8 wedding.
She enjoys spending time with family and time up in the air with her other family.
Hopp and her husband fly hot air balloons throughout the spring, summer and fall, going up for a few hours at sunrise and sunset.
“There are several festivals during the summer months that we try to travel to,” Hopp said. “Some of them have competitions involved and some are just for fun and for the communities.”
They’re working toward buying their own balloon, which Hopp said is an investment “similar to buying a car – but without financing.”
Hopp said her hot air ballooning community is a family, noting the couple is part of a group of 10 enthusiasts.
“We all look after each other and hang out together,” she said. “We call them our ‘balloon family.”
First National Bank can be reached by calling (217) 935-2148 or by stopping by 2 Kelli Court in Clinton, Illinois. For more information on First National Bank, visit firstnbtc.com.
Photo by Brittany Donahoe of BD & Co Photography.
About First National Bank and Trust Co: First National Bank & Trust Company is a community bank located in Clinton, Illinois. Dedicated to community prosperity, the bank was chartered in 1872 under the name DeWitt County National Bank. The name was changed First National Bank and Trust Company in 1974, and was acquired by TS Banking Group in 2017. With $170 million in assets, First National Bank is dedicated to community reinvestment and gives 10% of its net income back to the community. For more information visit firstnbtc.com.