First National Bank & Trust

First National Bank & Trust

Our Seven Step Approach to the Loan Process

Posted by First National Bank & Trust on Feb 20, 2018 11:12:00 AM

Application. Whether you apply online, over the phone or in person, this is where we start. Please be as accurate as possible when filling out your loan application, as it will need to be verified and helps us guide you into the most beneficial long program.

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15 Steps to a Smooth Mortgage Transaction

Posted by First National Bank & Trust on Feb 12, 2018 11:12:00 AM

These 15 steps are designed to give you insight as to what you can expect while your loan is being set up. We work with mortgages frequently so we’ve learned a thing or two about how to make them simple. Our goal is to save you time, money and frustration down the road.

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Get the best in savings, high yield and no commitments

Posted by Josh Shofner on Feb 9, 2018 2:30:00 PM

First National Bank and Trust understands that savings account rates are typically low. This is why we are now offering an account that offers a great rate combined with total liquidity. We have found that many people don’t want to tie up all of their funds in fixed term CDs and would like to keep part of their money in easy-to-access cash.

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Seven items that should be on your agriculture management checklist

Posted by Maggie Beitz on Feb 8, 2018 8:30:00 AM

With increased volatility and anxiety about low commodity futures prices and wide cash basis prices, we wanted to share with you a management checklist from Dr. David M. Kohl, Professor Emeritus in Agricultural and Applied Economics at Virginia Tech. Hopefully, this will set a plan in action to get your “house in order” before planting season.

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Shazam Falcon Fraud - Who are these people calling me?

Posted by Christy Baker on Feb 6, 2018 12:16:00 PM

Have you ever wondered why very nice people who work for Shazam call you to confirm the validity of transactions made with your debit card? It could be concerning initially but rest assured, they are looking out for you!

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REV Follow-Up Blog: Dial Farms

Posted by First National Bank & Trust on Dec 1, 2017 9:00:00 AM


As promised, we are featuring this year’s winning businesses for REV on the blog!

Part of the reason we are so passionate about this event it because we believe a community is only as great as it’s small businesses. We also know that to find good businesses you don’t have to go far, which is why we’ve started REV.

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REV Follow-Up Blog: The Buttered Bun

Posted by First National Bank & Trust on Nov 17, 2017 10:17:37 AM

As promised, we are featuring this year’s winning businesses for REV on the blog!

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As some people say, it all starts with a little

Posted by Rachel Costello on Nov 13, 2017 1:24:28 PM


One of the greatest lessons I’ve learned happened the other day with my nine-year-old son - of all places! The conversation involved saving his allowance. By the time finished, it had come full circle and he said, “Well, I don’t plan to get rich quick Mom!”

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Eat, Shop Bank Local: The Buttered Bun

Posted by First National Bank & Trust on Oct 12, 2017 10:00:00 AM

At First National Bank, we believe that a community is only as strong as its local businesses. This is why we have made it one of our top priorities to spotlight local businesses in Illinois. This week we are highlighting The Buttered Bun, and interviewed Lauren and Andrew Johnson, owners of the business.

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REV EVENT: JUDGES SPOTLIGHT

Posted by First National Bank & Trust on Oct 11, 2017 9:22:34 AM

We are pleased to announce the four judges for our REV event, taking place on Friday, October 13, 2017. REV is a new event for First National Bank & Trust, and consists of small business owners and entrepreneurs that apply to pitch their business in front of a panel of four judges for a change to win up to $10,000. 

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